Down payment resources for Real Estate Agents

You and the NeighborhoodLIFT® program have the same goal — to help get your clients into a new home. The down payment assistance could be the factor that makes it possible, whether they're first-time homebuyers or ready to buy again.

You can help your clients prepare by:

  • Making them aware of the NeighborhoodLIFT program — your Wells Fargo Home Mortgage consultant can provide flyers to display in your office or at open houses
  • Guiding them to visit
  • Encouraging them to complete the required homebuyer education as soon as possible
  • Ensuring buyers get a mortgage preapproval from a program-approved lender
  • Directing buyers to apply when funds become available in your area
  • Downloading guides that outline the steps to apply on the area-specific pages of this website

Find a Wells Fargo Home Mortgage consultant near you to help

Benefits of working with Wells Fargo

While your client can work with any program-approved mortgage lender, our home mortgage consultants go through extensive NeighborhoodLIFT training and can help guide you and your clients through the process.

Our dedicated team of underwriters, processors, and closers specialize in supporting NeighborhoodLIFT homebuyers.

If you have additional questions, email

Find a Wells Fargo Home Mortgage consultant near you to help

Additional mortgage loan options for your clients

The Wells Fargo Home Mortgage team is here to help them find the financing options to meet their unique needs — including low down payment options for qualified borrowers and many more.

Find programs here

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Customers can work with any NeighborhoodLIFT program-approved lender for their home-financing needs.

The amount of down payment assistance varies by area.

Combined income for all borrowers on the loan cannot exceed the program income limits.

Down payment assistance cannot be used to purchase bank-owned properties managed by Wells Fargo Premiere Asset Services.

Customers must complete an approved homebuyer education program prior to requesting down payment assistance funds.

The NeighborhoodLIFT® program is a collaboration between Wells Fargo Bank, N.A., Wells Fargo Foundation, and NeighborWorks® America, an independent nonprofit organization.

Employees of Wells Fargo and NeighborWorks America are not eligible to participate in the LIFT programs. This limitation also applies to an employee's immediate family, including spouses and dependent children, where the employee would have beneficial ownership of the property purchased using the assistance.

Information is accurate as of the date provided and is subject to change without notice.