* There are some instances where a refinance or title transfer would not require repayment. Talk to a NeighborhoodLIFT program-approved lender to learn more.
1. Research conducted using credit bureau data provided by Experian has shown that homebuyers who receive NeighborWorks homebuyer education and counseling are 30 percent less likely to get into trouble with their mortgage, making homeownership more sustainable over time (Mayer and Temkin, 2013).
Customers can work with any NeighborhoodLIFT program-approved lender for their home financing needs.
The amount of down payment assistance varies by area.
Combined income for all borrowers on the loan cannot exceed the program income limits.
Down payment assistance cannot be used to purchase bank-owned properties managed by Wells Fargo Premiere Asset Services.
Customers must complete a qualified homebuyer education program prior to requesting down payment assistance funds.
The NeighborhoodLIFT® program is a collaboration between Wells Fargo Bank, N.A., Wells Fargo Foundation, and NeighborWorks® America, an independent nonprofit organization.
Employees of Wells Fargo and NeighborWorks America are not eligible to participate in the LIFT programs. This limitation also applies to an employee's immediate family, including spouses and dependent children, where the employee would have beneficial ownership of the property purchased using the assistance.
Information is accurate as of the date provided and is subject to change without notice.